We rate those loans in the milder section to have a decline rate of 60% - 80% of those that apply for them. We would only recommend these loans to those who have an above average credit rating.
The reason why people would apply for these loans is because the APR would be cheaper.
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 Asda don't offer personal loans anymore, but they do offer their customers an ASDA reward credit card that can give you great savings in store and gives you the chance to earn up to £50 worth of Asda vouchers every year that you have it.
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 Barclays have rates starting from 8.9% for A level applicants. Instant decisions will be given in most cases on loans from £1000 to £25,000.
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