Tesco's have a decent acceptance rate for it's unsecured loans. With loans from £3,000 to £25,000 and no set up fees, this maybe an option for those that don't have the perfect credit history. Tesco's online forms are pretty simple to fill in and can be completed in less than 7 minutes. Decisons from Tesco's will be returned in around 40 seconds if all the details are available for their system to check.

Tesco's also have some extra features such as payment holidays and flexible payment dates. Interest rates depend on your personal circumstances and start at 7.9%.

Tesco's also sell a payment protection plan with their loans, however as with all payment protection plans we are aware, they are a waste of money and difficult to claim on when it comes to claiming from them.

Tesco's conditions;

• Permanent UK Address
• Aged between 18 - 74
• Annual income of at least £10,000
• Must have a bank or building society
• Good credit history.

Tesco's usually has the funds to succesful applicants within 4-5 working days.

Click here to apply (not an affiliate link)

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written by Lee , 16 October, 2008

I am glad I did this over the internet, I phoned them earlier in the day and they had me on hold for 32 minutes. Went online and got an instant decision on the loan, had the money in my account within 3 days.

Thanks

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