Asda say on their website that you are only 5 minutes away from a decision,  with cash being available within 48 hours. Asda are offering loans from £7,500 to £25,000 unsecured. With an average rate of acceptance, Asda Personal Finance is a good option for those who have an decent level of income.

One of the features of Asda's loans is that they offer a 3 month payment holiday. Of course during your 3 months payment holiday the interest will continue to be incurred.

Asda have a personal loan inusrance policies available that has several levels of protection. However we never recommend that you take out this option, most are overpriced and have complicated conditions to make a succesful claim.

One thing to be aware of is that should your application be unseccesful, Asda will give your details to a company called freedom Finance who may be able to offer you a loan, although this may be a secured loan.

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