Whilst credit cards are a much easier to get accepted with instantly, they are usually higher rates.
We estimate that credit cards listed in this easier section will return a rate of 50% acceptance. This is because some cards are seen as easy credit restarters and aimed at those with credit problems.
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Aqua will give you an instant decision on your card application, they are competing with the Vanquis and Capital One cards for customers with that less than perfect credit history. Although it isn't aswell know as the other two, it is just as easy to be accepted for. Depending on the credit history, credit limits can go as high as £2200.
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Vanquis has a high acceptance rate for it's applicants and you will get that decision instantly. It's seen as a credit repair credit card. Whilst it has a high interest rate, it offers a interest free period for those wanting to pay off the balance each month.
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Capital One is another one of those credit cards aimed at entry level credit applicants. What we mean is that nobody pretends that the APR is a competitive one. However it is aimed at those who are trying to rebuild their credit history. So the idea is that people apply for a Capital One card, then after a while they apply for more mainstream cards. You will get an instant decision from Capital One about your application.
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