Vanquis has a high acceptance rate for it's applicants. it's seen as a credit repair credit card. Whilst it has a high interest rate, it offers a interest free period for those wanting to pay off the balance each month.
Nationwide Building Society will give you an decision in under 1 minute for all new customers who apply for unsecured loans.
Nationwide require that the applicant is over 18 and earns at least £4800 a year, which is pretty reasonable for new applicants. Nationwide have loans available from £1000 - £25000
Tesco have rates starting from 16.9% on their credit cards with a 0% rate on balance transfers for 14 months from the opening of your account, with a 2.9% balance transfer fee.
Virgin will give you an instant decision on your loan or credit card application if you apply between 08:00 and 20:00 Monday to Thursday and 08:00 and 17:00 Friday. Out of these hours you will get a decision via post in around 7 - 10 days.
Egg Credit Cards do give a decision within around 10 minutes from starting your application and around 30 seconds from completing the application and pressing 'submit.'
Barclay Card Platinum with balance transfer is a card aimed at the high earning and well maintained credit record customers. Facilities on this card include;