Halifax Unsecured loans

Halifax have 2 types of loans available "Smaller Loans" and "Personal Loans". Personal loans start from 9.9% with loans from £7,000 - £25,000. Repayments from 2 - 7 years and no repayment option for 3 months available. Please be aware that the interest will still grow on your loan whilst you are taking this repayment delay. Halifax loan application online takes around 15 minutes to complete and will give an instant decision in most cases.

 

Smaller loans are 18.5% typical and available for amounts between £1000 and £6,999. Again instant an instant decision will be given for those customers who complete the application online.

Halifax also sells a personal loan protection facility but as with all of these products we recommend you stay well clear as they are a waste of money and a rip off.

To apply you must;

  • Be over 18
  • Be in paid employment
  • Not be in full time education
  • Have a bank/building society account
  • Have a permanent UK address
  • Not have been declined for credit in the last month
  • Not have a history of bad credit such as arrears, county court judgements (CCJs), default or bankruptcy
  • and have available;

  • Your address details including post code for the past 3 years, including your partner's address details, if different, and if this is a joint application
  • Your bank/building society details
  • Your annual income and monthly outgoings such as rent/mortgage payments
  • Your employer's name and address
  • A not from the Halifax;

    We need to verify the identity of all our customers.  In the first instance we use a system of electronic identification and if this is successful, that’s all we need to do.  The search is performed with a Credit Reference Agency, this is not a credit search and will only record the fact that we have done an ID check.  If we are unable to verify your identity electronically, we will ask you to provide some original documents containing your name and address and you will be advised during the application process what information you will need to provide.

    Click Here to Apply (not an affiliate link)

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