Instant decision on HSBC Loans can be achieved but only for it's existing customers who hold a current account with them. HSBC are one of the most prudent lenders and applicants will need to be able to show a very good history to get a loan from them.
Natwest only lend to their existing customers Natwest are often acused as being the bank that will lend you an umbrella when it is sunny but when it's raining they withdraw the offer. They are pretty strict with regards their lending and it is one of the reason they lose some loyal customers to other banks.
Halifax have 2 types of loans available "Smaller Loans" and "Personal Loans". Personal loans start from 9.9% with loans from £7,000 - £25,000. Repayments from 2 - 7 years and no repayment option for 3 months available. Please be aware that the interest will still grow on your loan whilst you are taking this repayment delay. Halifax loan application online takes around 15 minutes to complete and will give an instant decision in most cases.
Barclays have rates starting from 8.9% for A level applicants. Instant decisions will be given in most cases on loans from £1000 to £25,000.
Barclays, like most in the high end loans market don't require any fees to apply. Loans applications can be matched to their Loan protection facility. Although we never recommend one of these policies as they are over priced and give little protection once you have read the small print.
The AA have loans form 7.9% there online ability to give you an instant loan is available between the hours 22:00 and 07:00.
Their forms are 8 pages in total and take around 10 minutes to complete. Please be aware that The AA will sell your details on to other lenders if you don't meet their criteria, unless you tick the box that prevents this.