 Instant decision on HSBC Loans can be achieved but only for it's existing customers who hold a current account with them. HSBC are one of the most prudent lenders and applicants will need to be able to show a very good history to get a loan from them.
Benefits of using HSBC to get your loan are;
- Instant decision loan
- Get your money instantly
- You can top up your loan online if you need extra at certain times
- Fixed repayment terms with APR's starting at 9.9%
- Deffered repayments - the option to defer your Personal loans repayment for the first 3 months or take a repayment holiday every January for the life of the Personal loan.
The fact that you have to be an existing customer of HSBC may exclude a lot of applicants from applying with them, and their rate of 9.9% for a loan of £7,000+ is not the best around at the moment, remember their are alternatives out their for people in this catergory of credit history.
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